This guide and the content on this page are for educational purposes only and do not constitute personalized financial, tax, investment, or legal advice. All tax figures referenced are based on 2026 federal tax law as of publication, including provisions from the One Big Beautiful Bill Act, which is scheduled to sunset after tax year 2028. Hypothetical examples used in the guide are for illustrative purposes only and do not represent any specific client or recommendation. Individual results will vary. Jantz Wealth Solutions is an independent advisory firm. Sean and Megan Jantz are Investment Adviser Representatives and are licensed for life and health insurance. Compensation on investment advisory services is fee-based; compensation on insurance products is commission-based. We disclose our compensation method on each engagement.